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First Time Home Buyers

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Rusellville, Atkins and Dardanelle real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Real Estate Tips

Time to Move >Advantages of Buying Down

Your youngest child has just left home! Your present house now seems enormous. Your "empty nest" has prompted thoughts of selling your home and moving to a smaller, more manageable house.

Before you make a move, you should consult two important professionals--your real estate agent and your tax planner. A good real estate agent will be able to tell you the value of your current home and the availability of alternative houses in your preferred area.

Buying a smaller home or condo can have important advantages, such as lowering your property taxes, simplifying property maintenance, and generating cash which can be put into income-producing investments. You will also want to consider the tax laws which allow capital gain exclusions whether you "buy up" to a more expensive home or "buy down" to a less expensive one. If you are moving downtown from the suburbs in order to be close to cultural centers, theaters and restaurants, there may be "quality of life" issues, such as noise or parking. Your real estate agent and your tax planner can provide valuable information to assist you in making such decisions.

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Real Estate Trivia

Q	What is the legal term used to describe the right of the U. S. government to condemn private land for public use?
A	Right of Eminent Domain allows the government to confiscate private land by paying full market value for the property.
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Tabatha Davis, REALTORŽ, real estate agent and broker for Russellville, Atkins and Dardanelle, Arkansas home listings, property and land for sale - NUMBER1EXPERT

Tabatha Davis
RE/MAX First
2608 East Parkway
Russellville, AR 72802
CELL: 479-747-2466
Fax: 479-967-0033
TabathaDavis@NUMBER1EXPERT.com
AS A TESTAMENT OF THE QUALITY OF OUR SERVICE, THIS YEAR THE TABATHA DAVIS TEAM ACCEPTED THE AWARD FOR THE #1 RE/MAX TEAM IN THE STATE OF ARKANSAS. THANK YOU FOR LETTING US PROVIDE ALL OF YOUR PROPERTY NEEDS.

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