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Real Estate Tips

Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Real Estate Trivia

Q 
Which city in the U.S. has the longest formal name, but the shortest abbreviated name?

A 
El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA".
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Tabatha Davis, REALTORŪ, real estate agent and broker for Russellville, Atkins and Dardanelle, Arkansas home listings, property and land for sale - NUMBER1EXPERT

Tabatha Davis
RE/MAX First

2608 East Parkway
Russellville, AR 72802
CELL: 479-747-2466
Fax: 479-967-0033
TabathaDavis@NUMBER1EXPERT.com

AS A TESTAMENT OF THE QUALITY OF OUR SERVICE, THIS YEAR THE TABATHA DAVIS TEAM ACCEPTED THE AWARD FOR THE #1 RE/MAX TEAM IN THE STATE OF ARKANSAS. THANK YOU FOR LETTING US PROVIDE ALL OF YOUR PROPERTY NEEDS.

Equal Housing MLS REALTOR







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Russellville, Atkins and Dardanelle, Arkansas

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